Mortgages in Southern California

No one beats our mortgage pricing in Southern California. We specialize in lending to Brea, Orange County, and the surrounding areas. Wether you're buying or refinancing, we'll meet your specific needs with a wide array of mortgage programs and services. We will work with your unique financial situation, even if you have less than perfect credit. Our home loan programs provide a variety of options including some that do not require all of your traditional income documentation.

Here is a complete list of our purchase programs:

We also offer down payment assistance and credit repair.

Refinance

Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their mortgage interest rates:

Inquire Online

We allow the homeower the freedom to choose their own loan, rate, and payment. This is the Omni-Fund advantage.

Choose Your Loan - You can see for yourself, the best available products with the best rates, lowest fees and you can select your own loan.

Save Big - Best mortgage rates around means biggest savings on your monthly payments, many times hundreds of thousands over the life of the loan.

Simple. Easy. Rewarding. - Best availabe loan in the shortest amount of time.

Contact Omni-Fund today and ask about our no-cost home loans. There is no obligation or application fee. Our A+ Better Business Bureau rating and our 5 star reviews should give you the confidence to give us a try!

To get started, fill out our secure, online application by clicking Apply Now.

Recent Articles

Oct
10
2025

Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
A Quiet Day With a Small Move Today was another calm but slightly weaker day for the mortgage market. With the government shutdown still holding up key reports like jobless claims, there wasn’t much fresh data to guide investors. That left the bond market trading mostly on...

Oct
01
2025

Mortgage Rates Holds Steady After Weak Jobs Report
What Happened in the Job Market This week’s key economic data came from ADP, a private payroll company, since the government’s official jobs report has been delayed by the shutdown. Their update showed the U.S. lost about 32,000 jobs in September, even though analysts had...

Sep
26
2025

3 Reasons Home Affordability Is Improving This Fall
For much of the past two years, buyers faced the double challenge of high mortgage rates and rising home prices. But this fall, the market is shifting in ways that make homeownership more affordable than it has been in months. Here are three reasons why: 1. Average 30-Year Fixed Rates Have...

Sep
19
2025

Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
This Week at a Glance Early week: The average 30-year fixed drifted to new 11–12 month lows, tracking a steady four-month slide in bond yields. Wednesday (Fed Day): The Fed cut the policy rate by 0.25%, but the average 30-year fixed moved higher afterward. The reason...