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Mortgages in Southern California

No one beats our mortgage pricing in Southern California. We specialize in lending to Brea, Orange County, and the surrounding areas. Wether you're buying or refinancing, we'll meet your specific needs with a wide array of mortgage programs and services.  We will work with your unique financial situation, even if you have less than perfect credit. Our home loan programs provide a variety of options including some that do not require all of your traditional income documentation.

Here is a complete list of our purchase programs:

FHA | FHA203k | VA | HomePath | Jumbo | Commercial | Conventional

We also offer down payment assistance and credit repair.

Refinance

Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their mortgage interest rates:

FHA Streamline | FHA Cash-out | FHA203k | VA Streamline | VA Cash-Out | Conventional | HARP | Commercial | Jumbo

Inquire Online

We allow the homeower the freedom to choose their own loan, rate, and payment. This is the Omni-Fund advantage.

Choose Your Loan - You can see for yourself, the best available products with the best rates, lowest fees and you can select your own loan.

Save Big - Best mortgage rates around means biggest savings on your monthly payments, many times hundreds of thousands over the life of the loan.

Simple. Easy. Rewarding. - Best availabe loan in the shortest amount of time.

Contact Omni-Fund today and ask about our no-cost home loans.  There is no obligation or application fee. Our A+ Better Business Bureau rating and our 5 star reviews should give you the confidence to give us a try!

To get started, fill out our secure, online application by clicking Apply Now.

Recent Articles

Dec
06
2025
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
It’s been a busy week in the mortgage world. Rates moved up, down, and back again—but never broke out of a fairly tight range. Underneath those rate moves, we saw something important: buyers and homeowners are quietly stepping back into the market. Here’s a...
Dec
01
2025
Stronger Data Last Week Caused a Slight Rate Bump
As we head into the first week of December, mortgage rates are starting out just a bit higher than they were before the Thanksgiving holiday. The move was small, but it was driven by something important: stronger-than-expected economic data last week. If you pressed pause on your home...
Nov
21
2025
What Today’s Jobs Report Means for Mortgage Rates
Today’s mortgage rate movement came down to one thing: the long-awaited jobs report. And while the numbers were mixed, the overall effect was simple — mortgage rates held steady instead of rising. Here’s what happened and what it means if you’re thinking...
Nov
11
2025
50-Year Mortgages? Here’s What You Need to Know
A New Idea: 50-Year Mortgages According to a recent Forbes report, the Trump administration says it’s exploring the possibility of 50-year mortgages as part of a plan to make monthly housing payments more affordable. It’s an eye-catching headline — a mortgage...

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